152 Search Results
152 Search Results
https://www.sofi.com/learn/content/how-to-build-credit-at-18/
Establishing a robust credit profile takes time, so teaching your children how to start building credit at 18 or even younger can help them get ahead. Building a positive credit history can play a key role in accessing competitive borrowing opportunities in the future. If you have a teen or early-adult child, there are a […]
https://www.sofi.com/learn/content/credit-card-purchase-protection/
If you have a credit card with purchase protection, you may be able to replace an item you paid for with your card should it get damaged, lost, or stolen. Among the sea of valuable credit card perks, purchase protection is one that often gets overlooked but can be a real perk. However, there are […]
https://www.sofi.com/learn/content/how-to-rent-an-apartment-with-no-credit/
Many landlords will only consider prospective tenants with decent credit scores. However, some private landlords who are eager to fill empty rentals quickly may advertise “no-credit-check” apartments. In other cases, smaller family-owned buildings just don’t have the same documentation requirements as bigger complexes handled by property managers or brokers. Even if the building you’re interested […]
https://www.sofi.com/learn/content/is-it-illegal-to-check-someone-elses-credit-report/
Yes, in most cases it’s illegal to check someone else’s credit report. The Fair Credit Reporting Act (FCRA) is a federal statute that defines and limits who can receive credit-related information. The act lists legal reasons why someone’s credit can be checked; therefore, it is illegal for an individual or organization to check someone’s credit […]
https://www.sofi.com/learn/content/tenant-credit-and-background-check/
If you’re looking to rent an apartment or house, the landlord may require a tenant background and credit check. These checks primarily serve to verify an applicant’s personal information and show landlords whether the tenant can afford the monthly rent payments. However, landlords may also screen prospective tenants for previous evictions, criminal behavior, and evidence […]
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