What Happens If You Lose a Money Order?

If you lose a money order, you may be able to work with the issuer to replace it or cancel it (for a fee). Each issuer has its own process, detailed on its website. However, if the money order has already been cashed, you typically won’t be able to recover the funds (more on that below).

Can a lost money order be traced?

A money order cannot be traced. Like a personal check, a money order is a piece of paper without any embedded tracking technology or digital trail. The only way you can track a money order is if it’s deposited — at which point it’s too late to try to cancel or replace it.

Can you get a money order reprinted?

If you have lost a money order and it has not yet been deposited, it may be possible to have it reprinted. Fees may be involved. You’ll need to contact the issuer and follow their steps for replacing or canceling the money order.

How do you claim a lost money order?

If you believe your money order is lost or stolen, contact the issuer to check on the status. You’ll need information from the receipt. (If you don’t have these details, the issuer may be able to retrieve it, often for a fee.) Each issuer has its own process. For instance, the USPS requires that you visit a post office in person and start a Money Order Inquiry. Western Union allows you to fill out a form online. Expect to pay a fee — and if the money order has already been deposited, you can’t cancel or replace the order.

How can you see who cashed a money order?

While you can’t see who cashed a money order, you can determine if it’s been cashed. Each money order issuer has its own process for tracking, but they will usually need information from the receipt, like the money order number and dollar amount. Contact the issuer (check their website or app, or call customer service) if you’re not sure where to start. Also, if you have lost or misplaced the receipt, you may be able to track that information down with the issuer’s help and for a fee.

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