“Second Chance Credit”

199 Search Results

199 Search Results

How to Get a Small Business Grant: 7 Tips to Secure a Grant

How to Get a Small Business Grant: 7 Tips to Secure a Grant

https://www.sofi.com/learn/content/how-to-get-a-small-business-grant/

Small business grants can make starting a new business or growing an existing one easier. Unlike loans, which have to be repaid, grant money typically does not require business owners to pay it back. Figuring out how to get a small business grant is the challenge. It can be complicated if you’ve never done it […]


7a Small Business Loans: What Are They and How to Get One

7a Small Business Loans: What Are They and How to Get One

https://www.sofi.com/learn/content/7a-loans/

There are several different types of small business loans backed by the U.S. Small Business Administration (SBA). The most popular option is the 7(a) loan, which provides financing with favorable rates and terms up to 25 years to businesses that have had trouble getting funding elsewhere. You can use the proceeds to cover a wide […]


What Does It Mean to Be Unbanked?

What Does It Mean to Be Unbanked?

https://www.sofi.com/learn/content/what-does-it-mean-to-be-unbanked/

The term “unbanked” applies to an individual or household that doesn’t use a bank or credit union for financial services. An unbanked adult has no checking or savings account, relying instead on alternative financial services to pay for life’s expenses.While the urge to store cash under a mattress may be strong for some, being unbanked […]


Guide to Managing Debt in Retirement

Guide to Managing Debt in Retirement

https://www.sofi.com/learn/content/managing-debt-in-retirement/

Investing for a comfortable retirement might be challenging if you’re also trying to pay down debt. Dedicating more of your budget to debt means you might have less to invest. You might consider paying off certain debts after retirement so that you can save more now, but that can have disadvantages as well. If you […]


What Is Extrinsic Value in Options Trading?

What Is Extrinsic Value?

https://www.sofi.com/learn/content/extrinsic-value/

What Is Extrinsic Value? Extrinsic value is the difference between an option’s market price, known as the premium, and its intrinsic value. Extrinsic value reflects factors beyond the underlying asset’s price that can influence the overall worth of an option. This value fluctuates based on the time to expiration and the volatility of the underlying […]


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