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Intrinsic Value and Time Value of Options, Explained
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Intrinsic value and time value are two major determining factors of the value of an options contract. An option’s intrinsic value is the payoff the buyer would receive if they exercised the option right away. In other words, the intrinsic value is how profitable the option would be, based on the difference between the contract’s […]
Venture Capital: What Is It and How Does It Work?
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Venture capital is a type of financing that’s usually provided by wealthy individuals or investment banks. Venture capital often funds startups or other small businesses, and is a form of alternative investment – for those with the means. Venture capital doesn’t gain much attention among the public, but it’s behind many of the brands most […]
Does Refinancing Student Loans Save Money?
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Depending on your specific financial circumstances, refinancing your student loans could save you money — though how much depends on your credit history, how much you owe, what kind of refinancing plan you choose, and more. In this article, we’ll walk you through how student loan refinancing works and the various ways in which it […]
Using a Co-Borrower on a Joint Personal Loan
https://www.sofi.com/learn/content/why-people-choose-a-joint-personal-loan/
If your credit is not quite up to a lender’s preferred level to get favorable interest rates and terms on your own, you may be considering a joint personal loan. Using a co-borrower may be one option to help you qualify for a personal loan. A co-borrower is an additional borrower on a loan who […]
What Is House Trading & How Does It Work?
https://www.sofi.com/learn/content/home-exchange/
House trading involves selling your home to someone while buying their property. You essentially swap residences. This can spare both parties the irritation of showings and the expense of agent commissions while giving each party their new next home. Trading homes isn’t done every day, but it can occasionally be an option that works for […]