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The Importance of Saving Money
https://www.sofi.com/learn/content/why-saving-money-is-important/
Whether from parents, friends, or financial advisors, you have probably heard plenty of people say that you should be saving money. But did you ever stop and consider why exactly saving money is so important? Saving money is truly a smart move: It can help you achieve your financial aspirations, prepare for the future, and […]
23 Ways to Cut Back on Spending and Expenses
https://www.sofi.com/learn/content/how-to-cut-back-on-spending/
If you are looking for some relatively painless ways to spend less, read on. There are all kinds of ways to slash expenses that don’t require much, or any, sacrifice. These can include trimming back some of your recurring bills to tweaking your typical shopping habits. You’ll even learn smart ways to avoid the temptations […]
College Financial Aid Terms
https://www.sofi.com/learn/content/navigating-college-financial-aid
When applying for financial aid to fund their college educations, students and their parents are often introduced to words they’d never heard of before. To help you learn the lingo, here are definitions of important financial aid terms, plus information about different ways to pay for college. Key Points • Understanding key college financial aid terms […]
What Age Should You File for Social Security? 62 vs 65 vs 67?
https://www.sofi.com/learn/content/when-to-apply-for-social-security/
Social Security is a critical part of most people’s retirement plans, and knowing when to start drawing on those benefits is important. Having an idea of how much you could ultimately receive from Social Security can help you determine other parts of your plan, and help you reach your retirement goals, particularly when you rope […]
Guide to Speculative Investments
https://www.sofi.com/learn/content/speculative-investment/
A speculative investment is when an investor hopes to profit from a rapid change in the value of an asset, often one that’s considered non-productive. Many speculative investments are short-term, and they can be made in markets such as foreign currencies, collectives, fine art, and margin trading of stocks. Typically, speculative investments are high-risk positions […]