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How to Negotiate Your Signing Bonus
https://www.sofi.com/learn/content/how-to-negotiate-signing-bonus/
Although many people believe that the negotiation process ends once they have accepted a job offer, that’s often not the case. One of the most critical aspects of the negotiation process is negotiating your signing bonus. A signing bonus is a monetary incentive that an employer agrees to pay you. This bonus is meant to […]
Can a Roth IRA Lose Money?
https://www.sofi.com/learn/content/can-you-lose-money-in-an-ira/
Table of Contents Understanding IRAs Can You Lose Money in a Roth IRA? Can You Lose Your Entire Roth IRA? Limiting Risk in IRAs How Safe Are Roth IRAs Considered to Be? Time Horizon for Investments FAQ It is possible to lose money when you invest in a traditional or Roth IRA (Individual Retirement Account), […]
Unrealized Gains & Losses, Explained
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An unrealized gain or loss is the change in market value of an asset from its purchase price, before it is sold.
Can You Negotiate Rent?
https://www.sofi.com/learn/content/how-to-negotiate-rent/
If you’re wondering whether you can lower your rent, the answer may be yes in some situations. The prospect of bargaining down your rent may sound futile or intimidating. But, thanks to a little research and a well-planned approach, it may be possible to land a better deal. The odds of successfully lowering your rent […]
What Exactly Is a Rainy Day Fund?
https://www.sofi.com/learn/content/rainy-day-fund/
The meaning of a “rainy day fund” is savings that help you get through bad weather, financially speaking. The bad weather could mean a medical expense that your insurance doesn’t cover, a car repair, or any number of other “uh-oh” moments. Many people aren’t prepared to cover this kind of surprise expenditure, even if it’s […]