“What Is Annual Net Income”

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All loan terms, including interest rate, and Annual Percentage Rate (APR), and monthly payments shown through SoFi’s marketplace are from the listed providers, are estimates based upon the limited information you provided, and are for informational purposes only. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider's discretion. Estimated APR includes all applicable fees as required under the Truth in Lending Act. The actual loan terms you receive, including APR, will depend on the provider you select, their underwriting criteria, and your personal financial factors. The loan terms and rates presented are from the listed providers and not by SoFi Lending Corp. Please review each provider's Terms and Conditions for additional details.

†Credit score impact: To check the offers, terms, and/or rates you may qualify for, SoFi and/or its network providers will conduct a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the provider(s) you choose will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Rates may not be available from all providers.

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