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Reasons for a Denied Personal Loan
https://www.sofi.com/learn/content/denied-for-personal-loans/
There are several reasons why you might be denied a personal loan, ranging from a lower credit score or income than required to incorrect information on your application. No doubt about it, though: Being denied for a denied personal loan can add stress to your life when you expect money to come through. Follow this […]
Chimney Repair Costs 2025
https://www.sofi.com/learn/content/cost-to-replace-chimney/
Fewer things are more comforting than a crackling fire on a chilly day, but what happens when your chimney needs a little TLC? Repairs generally cost between $160 to $750, with an average repair running around $455, according to HomeAdvisor. But the amount you end up paying will depend on several factors such as the […]
How Much Is a Down Payment on a House?
https://www.sofi.com/learn/content/how-much-is-a-down-payment/
If you’re scrolling through home listings and dreaming of a place to call your own, you probably know that mortgage lenders traditionally have wanted to see borrowers put down 20% of a home’s purchase price. But what are the benefits and challenges of a down payment that’s less than 20%? And can you purchase a […]
Breaking Down the Different Types of Credit Cards
https://www.sofi.com/learn/content/different-types-of-credit-cards/
With so many credit card options out there, it may be hard to choose a new one. There are many options available. One person may want rewards (cash back, points, or miles), while another could be motivated by a 0% introductory interest rate or an offer of no annual fee. When deciding on a new […]
Understanding Statement Credits
https://www.sofi.com/learn/content/what-is-a-statement-credit/
A statement credit is money that gets credited to your credit card account, reducing the amount you owe. It can be earned through various means, including returns, price adjustments, reward redemptions, or sign-up bonuses. Put simply, it’s the opposite of a charge to your account. It lowers your balance instead of increasing it. Knowing how […]