Student Loan Refinancing
Parent PLUS Refinancing
Student Loan Contribution
Private Student Loans
Checking and Savings
Personal Loan
Mortgage Loans
Buy or sell your home
Credit Health & Insights
Know-how knows the way.
Arm yourself with knowledge on your journey to financial independence with access to our financial library, tools, and resources.
SoFi Guide to Student Loans
Student loans have been stressful and confusing lately. With this guide, you’ll have all the info you need to manage every aspect of your federal student loans—all in one place.
Student Loan Debt Navigator
This powerful tool gives you a personalized student debt assessment to help you figure out what refinance options are available to help pay your loan down sooner.
SoFi Student Loan Specialist
Get guidance on refinancing from a SoFi Student Loan Specialist who can help you manage the complexities of debt, increase cash flow, manage your payments—and much more.
SoFi Financial Planners
From paying down debt to buying a home, our financial planners can provide you with options about your unique situation and what to do next—and at no additional cost.
SoFi Learn
When it comes to money matters, it’s natural to have questions—lots of them. Here you’ll find answers, guides, tools, calculators, and thousands of articles rich in financial information.
STUDENT DEBT GUIDE
Federal student loans are hard. Managing them can be easy.
Student loans can be really stressful, so we created this hub to help you navigate them. There’s a webinar series in there, plus a comprehensive guide. And our very own student debt pros are on hand to give you professional guidance about managing your debt.
NEW! PREMIUM MEMBERSHIP
America’s most rewarding financial membership—all in one app.
SoFi Plus comes with plenty of perks. With direct deposit, SoFi Plus won’t cost you a dime. And the highly competitive APY on SoFi Bank savings can help your money make money. There are even more benefits, plus exclusive access available to you through SoFi Plus Experiences—all in the app. 10
STUDENT LOAN WEBINAR
You’re not alone with your student loans. And Brian can help.
Check out this insightful, on-demand webinar, The New Student Loan Landscape: What it Means for You, led by SoFi’s top financial planner, Brian Walsh. Brian makes it easy to understand the latest student loan changes so you can feel more confident. 11
SMARTSTART REFINANCING
Room for new grads to grow. Nine months with no principal.
With SmartStart student loan refinancing, you could skip paying the principal for the first nine months.* That means you can start life after school with lower payments and start growing your savings right off the bat. 12
PREPARING FOR COLLEGE
Ace college financing with this step-by-step guide.
Our resource hub has answers to your most important college financing questions. You’ll get a grip on what everything actually costs, plus help completing the FAFSA® form. You’ll also learn how to search for scholarships and grants, how to choose the right student loan, and much more.
BUY OR SELL YOUR HOME
Buying or selling? The right people make it rewarding.
It’s always more rewarding when you work with people who “get” you. Through our partnership with HomeStory, we’ll match you with local agents who have your best interests at heart, plus help you get a $350-$9,500 cash back reward when you close. 8
FINANCIAL INSIGHTS
Improve your credit. Reach your financial goals.
With free credit score monitoring from SoFi, you get weekly score updates, you’ll learn what factors influence your score, and you can earn rewards points when it goes up five points or more. You’ll also get a complimentary, one-time, 30-minute session from a SoFi Financial Planner via SoFi Wealth, LLC to help you reach your goals. 9