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FAQs

Renters insurance is a safety net for you and your stuff. Along with loss or damage due to theft, fire, vandalism, some types of water damages, like burst pipes, and other bad things (“perils” in insurance-speak), it can also cover temporary living expenses if your home becomes unlivable, and certain non-physical fees (such as medical or legal fees if someone claims to be injured due to your actions or negligence).
Experian® Insurance Services is our trusted resource for renters and homeowner insurance. Sharing our values of transparency and forward-thinking technology, Experian® offers a seamless insurance shopping experience so you can rest easy knowing you have the right insurance coverage at the right price. You can compare rates from up to 30 top insurance providers in just minutes and easily switch if you find a better deal.
Short answer: Depends on your lifestyle needs and ability to pay up-front. You’ll have to adjust your coverages by taking into account ​the amount that it’d take to rebuild your home, how much personal stuff you have, and how much personal liability coverage you’ll want.
Check out our home and renters FAQ ,​ or feel free to reach out to the Experian® team: advisors@insurance.experian.com.
Homeowners insurance is a contract between you and your insurer to protect you, your family, and your property from a list of bad stuff that can cause damages or losses. It protects you from a range of things - from your actual home and property to stuff you may accidentally do to other people even when you’re not at your place​.
Short answer: Depends on your lifestyle needs and ability to pay upfront. Basic renters insurance policies start with $10,000 worth of personal property coverage, and most people get around $30,000 worth of personal property coverage.
Experian® is currently available in all 50 states.
You’ll need to answer a few questions, including the address of the property you’re insuring, and any mortgage docs and lending info you have for your property. You’ll get a quote in minutes!
Just your address (and some quick questions about you!) It can take you less than 5 minutes to get a policy.

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