Powered by Ethos

Spring brings
change.
Life
insurance brings
options.

Term life insurance can help
cover some of life’s major
expenses like mortgages,
tuitions, lost income—even your
beneficiary’s everyday
expenditures. Get a free quote
for life
insurance coverage of
up to $2M without medical
exams1, in
about 10 minutes.

So many reasons to spring for
life insurance this season.

Apply for life insurance coverage and get up to $2 million in coverage in 10
minutes—no medical exam required.1

Competitive rates.

Ethos offers competitive insurance rates starting at $20/month.2

Quick application.

Apply and get an instant decision. You could be
covered in 10 minutes with
no medical exam.

Easy answers.

Get support if and when, you need it. Ethos agents are always here to answer any questions.

So many reasons to spring for
life insurance this season.

Apply for life insurance coverage and get up to $2 million in coverage in ten minutes—no medical exam required.1

Competitive rates.

Ethos offers competitive insurance rates starting at $20/month.

Will and estate planning.

Eligible policies include a free will and more, valued at $898.3

Quick application.

Apply and get an instant decision. You could be covered in ten minutes with no medical exam.

Why get term life insurance through Ladder?

Coverage and pricing is subject to eligibility and underwriting criteria.

It’s affordable.

Coverage starts as low as $24/month (and there are no hidden fees).1

It’s fast.

Answer a few questions to apply online and get your approval status in minutes, with no doctor’s visits required for coverage up to $3M.2

It’s flexible.

Policies range from $100K to $8M and 10 to 30 years—and you can adjust coverage at any time.

It’s personalized.

Find coverage to match your needs and get help from Ladder’s licensed agents.

Why get term life insurance through Ladder?

Get a free quote

It’s affordable.

Coverage starts as low as $5/month (and there are no hidden fees).1

It’s fast.

Answer a few questions to apply online and get your approval status in minutes, with no doctor’s visits required for coverage up to $3M.2

It’s flexible.

Policies range from $100K to $8M and 10 to 30 years—and you may adjust coverage at any time.

It's personalized.

Find coverage to match your needs and get help from Ladder’s licensed agents.

Life insurance made easy.

Get a calculated rate in real time so you can get covered in 10 minutes.