Medical Loans

Personal loans for
medical and dental
procedures.

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Checking your rate will not affect your credit score.†︎

Pay for medical
costs—without sinking
into high-interest debt.

Looking to finance an elective surgery, arrange dental financing, or pay for other medically related costs? Whatever the case may be, SoFi is a great option to finance your next major medical procedure. Whether it’s for major hospitals, specialized clinics, or even trips to your local pharmacy, SoFi can help you get through any stage of your health journey.

Why cover medical expenses with SoFi?

Quick Process

Health costs can arrive unexpectedly, so we fund loans within seven days of approval, on average.

Quick Process

Health costs can arrive unexpectedly, so we fund loans as soon as the same day your loan is approved.*

100% Private

We won’t ask about any personal details and don’t require a doctor’s appointment.

Outpatient Services

Health care extends past the procedure. Use your funds to cover medications or follow up visits.

No Fees Required

With SoFi, there are no origination fees required, no prepayment fees, and no hidden fees.

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What medical costs can SoFi help cover?

Depending on your coverage, health insurance usually only helps with preventive procedures, and in a lot of cases can be more selective than you may have thought. SoFi knows that your overall health is larger than just one hospital visit. That’s why our loans can help with a wide variety of medical needs determined by the person who understands your health the most—you.

Fertility
Treatments

Cover everything from first consultation—to the first trip home.

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So easy

  1. Find your rate.

    Get pre-qualified online with no obligation.

  2. Select your loan & apply.

    Choose the loan that works for you and complete your application.

  3. Receive your funds.

    Sign your documents and funds are wired to your account.

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Get started in minutes.

Speed matters. Which is why you can check loan rates—in just minutes.

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