Relocation Assistance Loans

Stay in control
of moving and
relocation expenses.

Checking your rate will not affect your credit score.^†︎

Focus on your new
start—not the cost of moving.

Whether you’re upgrading to a bigger space or relocating for a new job, moving somewhere means there’s a lot to do. Between locking down your new spot and physically moving your possessions, unexpected costs are almost a guarantee. An unsecured loan from SoFi can help get you cash quickly—so you can focus on getting settled and finally feeling at home.

Why fund your move with SoFi?

Quick Process

Receive funds as soon as the same day your loan is approved*—so you can have money before you make the move.

Cover Deposits

From security deposits to early rent checks, one loan means you won’t have to stress over multiple payments.

Stress Free Move

Don’t sweat the costs of movers, storage, transportation, or hotel stays.

No Fees Required

With SoFi, there are no origination fees required, no prepayment fees, and no hidden fees.

Quick Process

Receive funds as soon as the same day your loan is approved*—so you can have money before you make the move.

So easy

Find your rate.
Get pre-qualified online with no obligation.
Select your loan & apply.
Choose the loan that works for you and complete your application.
Receive your funds.
Sign your documents and funds are wired to your account.
Find my rate

Additional resources

How to Choose the Best Neighborhood When Buying a Home

4 Money Moves to Make Before Your Next Move

How to Move Across the Country

Get started in minutes.

Speed matters. Which is why you can check loan rates—in just minutes.

† To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Rates and Terms are subject to change at any time without notice. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. The average of SoFi Personal Loans funded in 2022 was around $30K. Information current as of 05/22/23. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org)Opens A New Window. . See SoFi.com/legal for state-specific license details. SeeSoFi.com/eligibility for details and state restrictions.

Fixed rates from 8.99% to 29.49% reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.

Loan amounts range from $5,000 – $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-7%, which will be deducted from any loan proceeds you receive.

⁵Autopay: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Autopay is not required to receive a loan from SoFi.

⁷Direct Deposit Discount: To be eligible to potentially receive an additional (0.25%) interest rate reduction for setting up direct deposit with a SoFi Checking and Savings account offered by SoFi Bank, N.A. or eligible cash management account offered by SoFi Securities, LLC (“Direct Deposit Account”), you must have an open Direct Deposit Account within 30 days of the funding of your Loan. Once eligible, you will receive this discount during periods in which you have enabled payroll direct deposits of at least $1,000/month to a Direct Deposit Account in accordance with SoFi’s reasonable procedures and requirements to be determined at SoFi’s sole discretion. This discount will be lost during periods in which SoFi determines you have turned off direct deposits to your Direct Deposit Account. You are not required to enroll in direct deposits to receive a Loan.

‡ Same-Day Personal Loan Funding: 82% of typical SoFi Personal Loan applications, excluding Direct Pay Personal Loans and Personal Loan refinance, from January 1, 2022 to December 31, 2022 that were signed before 7pm ET on a business day were funded the same day.

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