Health Professions Loans
Grad student
loans for future healthcare pros.SoFi supports your educational goals through
graduate school, and your financial well-being, so you can focus on what matters.Unlike with other lenders, viewing your rate with SoFi will NOT affect your credit score.†︎
New! Cash bonus for good grades.
Up to $2501 with GPAs 3.0 or higher.
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Now with a nine-month grace period.
We get it. After graduating school in a health field, you’ll be thinking about helping people, getting a job, and maybe even moving—anything but paying back student loans. So, SoFi gives you nine full months before you have to start paying.
Unlike with other lenders, viewing your rate with SoFi will NOT affect your credit score.†︎
Graduate student loans for every kind of healthcare professional.
We’ve been passionate about supporting future professionals since the very beginning, and we’re just getting started. Let us support you as you go from a low-rate graduate student loan to a future of financial stability.
All online. All easy.
Finish our fast and easy online application in minutes—and add a cosigner in just a few clicks. Apply even faster for your next loan with our fast track application, which will have most of your info conveniently pre-filled.
No fees. No fuss.
No fees means no fees. That means no origination fees, no late fees, and no insufficient funds fees. Period.
Competitive rates.
You’re ambitious and probably competitive— much like our rates. Our low-interest loans can help you in the next stage of your education.
Exclusive member benefits.
SoFi members can qualify for exclusive rate discounts. You’ll get access to financial advisors, networking events, and more—all at no extra cost.
Health Professions loan rates.
Not sure which to choose? Learn more →
Please borrow responsibly.
SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours.
Repay your way.
Pick the repayment option that works for you and your budget.
Deferred
Start paying principal and interest payments nine months after you leave school.
- No payments while in school
- Highest overall cost option
Interest only
Pay only interest payments while you’re in school.
- Moderate payment while in school
- Reduces overall cost
Partial
Pay a $25 fixed monthly payment while you’re in school.
- Lowest payment option while in school
- Reduces some of the overall cost
Immediate
Start paying principal and interest payments right away.
- Highest payment option while in school
- Lowest overall cost option
How it works:
1
Apply online in just minutes.
Get your rate fast and find out if you’re pre-qualified before you even finish the full application. Seamlessly add a cosigner in just a few clicks.
2
Select your rate and repayment option.
Choose from fixed or variable rates. Then, pick from four repayment options.
3
Sign and accept your loan.
Upload screenshots of your info, sign your paperwork electronically, and voilà—your work is done! We’ll handle it from here.
BTW it’s a soft inquiry, so it won’t affect your credit score.†︎
FAQs
- Social Security number or Tax Identification Number (TIN) are required from all borrowers all the time
- Proof of income: You may be required to provide proof of income if SoFi is not able to validate it automatically. We could use something similar for gov't id.
- Government-issued ID
- Student’s school information (student’s estimated graduation date and academic term)
- Loan amount (how much you’d like to borrow)
- Financial aid you expect to receive
- Do you already have a private student loan with SoFi? We’ll use your past application to pre-fill as much information as possible in your new application
Get started in minutes.
Find your loan rate in just a few clicks.
BTW it’s a soft inquiry, so it won’t affect your credit score.†︎
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. View payment examples. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 1/23/25 and is subject to change.
* Interest Rates: Eligibility and Important Details. Fixed rates range from 3.54% APR to 14.83% APR with all discounts. Variable rates range from 4.64% APR to 15.86% APR with all discounts. Unless required to be lower to comply with applicable law, Variable Interest rates are capped at 17.95%. SoFi rate ranges are current as of 6/1/23 and are subject to change at any time. Your actual rate will be within the range of rates listed above and will depend on the term and type of repayment option you select, evaluation of your creditworthiness, income, presence of a co-signer (if applicable) and a variety of other factors. Lowest rates reserved for the most creditworthy borrowers. Check out our eligibility criteria at https://www.sofi.com/eligibility-criteria/. For the SoFi variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). APRs for variable-rate loans may increase after origination if the SOFR index increases. The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. This benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. The benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment and forbearance. Autopay is not required to receive a loan from SoFi.