Exclusive 0.50% Rate Discount

Low rates. No fees required.
Personal loans made easy.

With a low fixed-rate single monthly payment, you could pay off high-interest debt like credit cards, tackle a home renovation project, or cover a major life expense. View your rate in just 60 seconds.

View your rate

(without impacting your credit score)✝︎

Exclusive 0.50% Rate Discount

Low rates.
No fees required.
Personal loans made easy.

With a low fixed-rate single monthly payment, you could pay off high-interest debt like credit cards, tackle a home renovation project, or cover a major life expense. View your rate in just 60 seconds.

View your rate

(without impacting your credit score)✝︎

Apply through this page and get your 0.50% rate discount applied automatically.

Best Personal Loan of 2023

SoFi's Personal Loan was named NerdWallet's 2023 winner for Best Personal Loan for Good and Excellent Credit and Best Online Personal Loan overall. Come see why.

  • Low Fixed Rates

    Compared to high-interest credit cards, a SoFi personal loan is a better way to pay. Borrow $5K-$100K and consolidate your debt into one manageable monthly payment.

  • No Fees Required

    No origination fees required, no prepayment fees, and no late fees.

  • Same-Day Funding*

    Whether it’s booking a vacation or renovating the home, you’ll be able to get your funds as quickly as the same day your loan is approved.

View your rate

Without impacting your credit score✝

Those personal loan discounts really add up.

A single discount may not look like much at a glance, but if you take advantage of them all, the savings pile up in a hurry. You can get up to 1.375% in total rate discounts4, saving you over $1,250 on a $36,000 loan with a 5-year term.

Save thousands with a low, fixed-rate personal loan.

Did you hear credit card variable rates are rising in 2023? See how you can save thousands on interest by consolidating debt into a low fixed monthly payment.

SoFi
Personal Loan

Balance
$40,000

Interest Rate
14.84%

Monthly payment
$948

5-year interest paid
$16,894

High-interest rate credit card

Balance
$40,000

Interest Rate
23.24%

Monthly payment
$1,113

5-year interest paid
$27,988

Estimated savings with SoFi

$11,094

See your savings

Example chart shows calculations based on a 5 year SoFi Personal Loan with a fixed rate of 14.31% APR, which is the rounded average median funded APR for SoFi Personal Loan borrowers who took out a loan with a 5 year term" from January 1 2022- January 1 2023. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q4 2022 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments and no pre-payment amounts.

Questions? Call us for a free consultation at 855-456-7634

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