Rutgers University Tuition and Fees

Rutgers University Tuition

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    By Kelly Boyer Sagert

    (Last Updated – 06/2023)

    Total Cost of Attendance

    Rutgers University has the distinction of being one of the original colonial colleges, founded in 1766, before the U.S. became a nation. Today, Rutgers, which is the State University of New Jersey, is a leading public research university.

    Rutgers University tuition is $16,263 for Rutgers in-state tuition and $33,963 for out-of-state students. This is higher than the national averages of $10,940 (in-state) and $28,240 (out-of-state) for tuition at public universities .

    Costs for 2022-2023

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $16,263

    $33,963

    Books & Supplies

    $1,350

    $1,350

    Room & Board

    $12,923

    $12,923

    Other Expenses

    $4,244

    $4,244

    Total Cost of Attendance

    $34,780

    $52,480

    Financial Aid

    Nearly all students (97%) receive some form of financial aid to help pay for Rutgers tuition and fees. This may come as scholarships, grants, loans, or a combination of them.

    Explore financial aid options: New Jersey Student Loan & Scholarships.

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    •  Scholarship Search Tool

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    At Rutgers, 46% of students take out federal student loans, while just 4% take out private student loans, which average $14,111.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    To attend Rutgers for four years, including tuition and fees, room and board, books, and other fees, the total would be $139,120 for in-state students, based on 2022-23 numbers. In comparison, the total for tuition and fees and room and board of the average public institution is $106,760 for four years.

    For students from out of state, the four-year degree price at Rutgers is $209,920. This is higher than the national average of $175,960.

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    Undergraduate Tuition and Fees

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $16,263

    $33,963

    Room & Board

    $12,923

    $12,923

    Total Cost of Attendance

    $29,186

    $46,886


    Rutgers in-state tuition was $16,263 for the 2022-23 school year, and out-of-state tuition was $33,963. Adding room and board costs of $12,923 to each, the total cost of attendance is $29,186 for in-state students and $46,886 for out-of-state.

    Graduate Tuition and Fees

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Tuition

    $18,696

    $30,816

    Fees

    $2,382

    $2,382

    Total Cost of Attendance

    $21,078

    $33,198


    For students who go on to graduate school, the cost for Rutgers University tuition and fees for in-state students in 2022-23 was $21,078 and $33,198 for out-of-state students.

    There are many options for graduate loans that can help with these costs.

    Cost per Credit Hour

    Part-time students from New Jersey pay $416 per credit hour, while those from other states pay $994 per credit hour.

    Campus Housing Expenses

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Books & Supplies

    $1,350

    $1,350

    Room & Board

    $12,923

    $1,525/mo*

    Other Expenses

    $4,244

    $4,244

    *Based on one-bedroom apartment pricing. Average rate based on available apartments on Rutgers’ off-campus housing website in 2023.

    Rutgers University offers more than 50 housing options across its five campuses. There are traditional residence halls, and also living-learning communities where students with common interests such as business, psychology, or health and medicine can live and study together. Freshmen live on campus. For upperclassmen, there are apartments located within walking distance of the campuses. Rutgers has partnered with a site that provides affordable housing for students — you can learn more here .

    Rutgers Acceptance Rate

    Fall 2021

    Number of Applications

    Number Accepted

    Percentage Accepted

    43,161

    29,014

    68%

    The Rutgers University acceptance rate is 68%. In Fall 2021, 29,014 students were accepted. That makes the Rutgers acceptance rate high.

    Admission Requirements

    Here’s what’s required, and what’s recommended, to apply to Rutgers:

    Required:

    •  High school transcript

    •  Self-Reported Academic Record (SRAR)

    •  Personal Essay

    Recommended:

    •  SAT or ACT scores

    •  List of extracurricular activities, including volunteer work

    The deadline for Early Action is November 1, with a decision given by January 31. The deadline for Regular Decision is December 1, with a decision given by February 28.

    SAT and ACT Scores

    Arizona State University does not require test scores to be submitted with applications, though students can submit them for course placement or as supplemental information. Here are the average scores for the 25th and 75th percentile.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    610

    710

    SAT Math

    630

    760

    ACT Composite

    27

    33

    ACT English

    26

    35

    ACT Math

    26

    33

    Graduation Rate

    Rutgers students tend to take longer than four years to complete their coursework. Here are the Rutgers’ graduation rates:

    •  4 years: 65%

    •  6 years: 84%

    •  8 years: 85%

    Post-Graduation Median Earnings

    After completing an undergraduate degree at Rutgers, you can expect to earn, on average, $65,661 per year. This is higher than the national average of $47,922.

    Bottom Line

    Rutgers offers a quality education, and the university’s acceptance rate is high. While tuition is slightly higher than the national average for public four-year schools, Rutgers is still fairly affordable, and there are plenty of financial aid options for students to explore.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

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    Photo credit: iStock/Rebecca Todd

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