BUSINESS CHECKING ACCOUNT

Find banking that deserves
your business.

You’re building something great. Let SoFi’s marketplace help you find a
checking account that could take your business to even greater levels.

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Great businesses deserve banking to match.


American Express® Business Checking Accounts offered by American Express National Bank. Member FDIC.

✓ Earn 1.30% APY on balances up to $500,000 as of 10/12/2022
✓ No monthly fees or minimum opening deposit.
✓ Earn 30K MR® points after qualified activities. Terms Apply.

Get started at American Express®See terms

Novo Small Business Banking Novo is a fintech company; not a bank. Deposit account services provided by Middlesex Federal Savings, F.A., Member FDIC. Physical and virtual debit cards issued by Patriot Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated.

✓ No monthly fees, or required minimum balance
✓ Award-winning digital solution with unlimited, customizable invoices built right into your account
✓ Automated budgeting, AI-powered bookkeeping, available working capital, & integrated business tools

Get started at NovoSee terms.Fee details.

American Express® Business Checking Accounts offered by American Express National Bank. Member FDIC.

✓ Earn 1.30% APY on balances up to $500,000.
✓ No monthly fees or minimum opening deposit.
✓ Earn 30K MR® points after qualified activities. Terms Apply.

Get started at American Express®

See terms

Novo Small Business Banking Novo is a fintech company; not a bank. Deposit account services provided by Middlesex Federal Savings, F.A., Member FDIC. Physical and virtual debit cards issued by Patriot Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated.

✓ No monthly fees, or required minimum balance
✓ Award-winning digital solution with unlimited, customizable invoices built right into your account
✓ Automated budgeting, AI-powered bookkeeping, available working capital, & integrated business tools

Get started at Novo

See terms.
Fee details.

Clicking on the “Get started” links, will direct you to our partner sites. SoFi will no longer be your host and is not responsible for content provided by third-party sites,
Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.

Why separate business banking from personal?

Get a clear picture of business expenses and income.

Make everyday business management simpler. And find documents to help with tax-time deductions.

Let employees access business financials, but not personal. Plus, business and personal assets at the same bank are separately protected by FDIC insurance.

Lenders may require you to have a business bank account or provide bank documents of your revenue and expenses.

What do you need to open a business checking account?

It’s always a good idea to prepare the typical information business checking providers require, such as:

Taxpayer Identification Number (TIN)

'Doing Business As' (DBA) certificate

Annual revenue

Social Security number, date of birth, and current address

Company structure

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