ASSOCIATION MEMBERSHIP BENEFITS

Stay on the pulse with growing and retaining membership.

Student loan refinance benefits aren’t just for employees. SoFi at Work also partners with the leading membership associations to offer a unique and valued membership benefit. We empower professional and alumni associations to support their members’ financial aspirations. We are helping them grow and retain their memberships.

What you need to know

End-to-end financial assistance.
Designed with speed, cost, and compliance in mind, SoFi at Work facilitates student loan assistance and financial well-being programs for associations of all sizes.
Digital plan design and administration.
Technology and consultative support to deliver association-sponsored financial assistance benefits with SoFi’s consumer-grade technology experience.
SoFi can help.
SoFi at Work’s assistance platform provides a low-cost way to deliver financial services and education to your members. Whether it is helping them with student debt, saving for an emergency, or investing in their future.

How SoFi at Work can help.

We can empower your members and their financial lives. Here’s how:

Refinancing Benefits
Active members can refi their federal student loans with SoFi at favorable rates.
Student Loan Support
Active members can get help from financial planners or our dedicated student loan support team.
Resources and Tools
When it comes to money matters, it’s natural to have questions—lots of them. Here, your members can find answers, plus tools, guides, calculators, and more.
Exclusive Perks*
Empower your employees with rate discounts on loans, cash bonuses, and more.‡

Stand out with financial well-being benefits.

No two employees’ needs are the same, nor are any two associations. That’s why our suite of benefits covers every major life stage and can be customized to match your members’ needs. From saving for a child’s education to planning for retirement, or saving for the unexpected in between, where there’s a plan, we have a solution—and the team to put it in place for you.

*NOTICE: If you are a federal student loan borrower, you should consider all of your repayment opportunities including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. Please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income-based repayment plans or extended repayment plans.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

*If you reach SoFi through your employer or your employer’s benefits page, the following terms apply to you. If you reach SoFi through a link on your employer’s site, these terms apply to your use of SoFi.

You may be using the SoFi Site because your employer offers links to the SoFi Site. In order to use the SoFi site, you must agree to and accept this entire Agreement. If you do not wish to accept SoFi’s Terms of Use Agreement, please inform your employer to remove you from the list of participating employees immediately and do not use the SoFi Site.

By making this SoFi site available to you, SoFi is NOT a fiduciary to you and SoFi is not providing any retirement benefits or any other employment benefits. In all cases, SoFi is offering you services and products as customers of SoFi.

Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your existing student loan(s) must total a minimum of $5,000 to be eligible for refinancing. Additional terms and conditions may apply. To qualify, a borrower must be a U.S. citizen or other eligible status, have graduated with an associate degree or higher from an eligible Title-IV-accredited college or graduate program, and meet SoFi’s pre-established underwriting requirements, including verification of sufficient income to support your ability to repay; see SoFi.com/eligibility. Lowest rates reserved for the most creditworthy borrowers. SoFi refinance loans are private student loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Information current as of 2/14/22 and subject to change. SoFi student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). See SoFi.com/legal for state-specific license details.

‡Employer Contributions. Many employers engage SoFi to assist in the delivery of an Employer Contribution to their Employees. If you use SoFi to receive your Employer’s contributions, you agree to the following terms:

1. You are responsible for designating and confirming your contribution amounts through your employer directly and through the SoFi Site. SoFi is not responsible for verifying you receive the correct contribution amount.
2. The contribution is made by your employer to you. SoFi’s role is only to assist in connecting your selected external account to receive the contribution.
3. When you use SoFi to connect an external account, including a student loan account and any 529/College savings Plan, you agree to the terms set forth above in Connected Accounts.
4. You must establish and maintain your student loan account and any college savings plan. SoFi does not establish, support, maintain, or monitor these accounts in any way. You are required to, and you agree to, regularly check these accounts to ensure contributions (your contributions and your employer’s contributions, if any) are correctly received.
5. You must notify SoFi or your employer immediately if you notice or have reason to believe funds are not delivered correctly to your external accounts.
6. You authorize SoFi to receive information about you from your employer as necessary in order to facilitate your participation in the employer’s program.

Student Loan Payment Information. Certain employers engage SoFi to assist employees identifying the amount of payments made to a student loan account so that the employer may use this information in its benefits plan. If your employer requests that you use SoFi for this purpose, you agree to the following terms:

You will be asked to connect your loan account so that SoFi may obtain information about your payments to share with your employer. When you use SoFi to connect an external loan account, you agree to the terms set forth above in Connected Accounts.
You give SoFi permission to share with your employer information from the account including the amounts and timing of your payments to the account.
If you connect an external account for purposes of sharing student loan information with your employer, you attest and certify the connected loan is a qualified student loan account used for educational purposes.

Advisory services are offered through SoFi Wealth, LLC an SEC-registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. INVESTMENTS ARE NOT FDIC INSURED, HAVE NO GUARANTEE, AND MAY LOSE VALUE. SoFi can’t guarantee future financial performance and past performance is no guarantee. Automated investing via SoFi Wealth LLC, an SEC-Registered Investment Adviser. Active investing via SoFi Securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest platforms, please visit SoFi.com/legal. Screen images simulated. 234 1st Street San Francisco, CA 94105.

SoFi at Work is offered by Social Finance Inc. SoFi loans are offered by SoFi Lending Corp. or an affiliate, licensed by the Department of Financial Protection and Innovation under the California Financing Law, license #6054612; NMLS #1121636. (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, see SoFi.com/legal. 2750 E. Cottonwood Parkway #300 Cottonwood Heights, UT 84121. Information as of 2/22 and is subject to change. [AW22-636850]

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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