2022 EMPLOYER & EMPLOYEE PERSPECTIVES
The Future of Workplace Financial Well-Being
Find out what 1,600 HR leaders and employees had to say about financial well-being in 2022—what we learned may surprise you. Last year was a tough one for most employees but this year, the tide is turning. Workers are motivated to make positive change—and they’re looking for your support.
Employee financial well-being—
by the numbers.75% of
employees
are stressed about their finances
9.2 hours
at work
spent per week dealing with finances
60% of
employees
are taking drastic measures due to finances
84% of
employees
believe employers should be responsible for their financial well-being

How these stats impact employers—and what you can do.
Offer financial well-being benefits for all.
Just 32% of workers making less than $60,000 a year felt their employers’ financial benefits were adequate compared to 81% of those making $200,000 a year who did.
Put a focus on financial literacy and education.
72% of employees said they’d pay out of pocket for financial education, resources, and planning tools—for millennials, that number was 87%.
Create space for communication.
Only 49% of employees feel comfortable talking about their financial well-being with their manager while 69% of HR leaders think it’s already happening—it’s not.
Learn more →
Help employees take charge of their
finances—with SoFi at Work.We offer exclusive benefits and programs that can increase financial literacy and well-being.
Financial Literacy
Help employees manage finances all in one place—student loans, credit score monitoring, a vast library of education content, and meet 1:1 with a SoFi Financial Planner, if they choose.
Emergency Savings
Emergency savings accounts help employees prepare for the unexpected so they can reduce stress and pay expenses as they arise—without stress.
Education Assistance
Help employees pay off debt and start to build wealth with our Student Loan Employer Contribution Program.‡

The Future of Workplace Financial Well-Being: 2022 Employer and Employee Perspectives
Get the inside scoop from SoFi at Work’s most comprehensive workplace study to date. 1,600 employees and HR leaders weighed in on the current state of financial well-being in the workplace. Learn how the right financial benefits mix can empower workers and help employers attract and retain top talent.
Read up on what concerns employees now.
In the era of the ‘Great Resignation’ along with uncertainty about when federal student loan
repayment will begin, employers who really understand what employees are thinking and feeling— and who want to help— will benefit the most.Let’s work together.
Want to learn more about SoFi at Work? Let’s talk!