VA Home Mortgage Loans

Enter the $50K* VA Home Mortgage Sweepstakes.

SoFi is saluting you, our military veterans and service members, with a chance to win up to $50,000* toward rent or mortgage payments for a year. Enter by 12/31/24.

View rate to enter

Checking won’t affect your credit score.

*NO PURCHASE/LOAN/CREDIT REVIEW/FINANCIAL DOCUMENTATION NECESSARY TO ENTER OR WIN.Open only to legal residents of the 50 U.S./D.C., 18 years of age and older who have an eligible “Military Status” at the time of entry. Void where prohibited by law. Sweepstakes starts at 12:00 a.m. ET on 11/10/24 and ends at 11:59:59 p.m. ET on 12/31/24. Subject to Official Rules, including how to enter, prize details, odds, and restrictions, click here. Sponsor: Social Finance LLC (“SoFi”), 234 First Street, San Francisco, CA 94105.

Veterans and service members could win up to $50K* toward rent or mortgage.

How to enter:

  • View your rate: Anyone eligible to check their VA mortgage rate may do so and will automatically be entered in the sweepstakes. Then double your chances: Get another sweepstakes entry when you get preapproved for a VA home mortgage loan

  • Enter by postcard: Submit up to two entries by sending postcards by 12/31/24 to:
    SoFi VA Home Mortgage Sweepstakes, c/o Realtime Media
    1001 Conshohocken State Road, Suite 2–100
    West Conshohocken, PA 19428

  • Regardless of entry method, there is a limit of two entries per entrant/email address.

Enter now

*NO PURCHASE/LOAN/CREDIT REVIEW/FINANCIAL DOCUMENTATION NECESSARY TO ENTER OR WIN.Open only to legal residents of the 50 U.S./D.C., 18 years of age and older who have an eligible “Military Status” at the time of entry. Void where prohibited by law. Sweepstakes starts at 12:00 a.m. ET on 11/10/24 and ends at 11:59:59 p.m. ET on 12/31/24. Subject to Official Rules, including how to enter, prize details, odds, and restrictions, click here. Sponsor: Social Finance LLC (“SoFi”), 234 First Street, San Francisco, CA 94105.

The best part of serving is getting home with a VA mortgage from SoFi.

View your rate

Checking won’t affect your credit score.

Lower rates and low closing costs

VA mortgage loans1 are government backed to make homeownership more accessible for service members and their families.

No origination fee.

SoFi won’t add an origination fee to your VA mortgage loan—a $1,495 value! See terms below.2 VA funding fee applies, unless exempt.

No down payment required

Veterans and service members can skip the down payment on a VA mortgage loan if they like.

Dedicated Mortgage Loan Officer

The military holds officers to high standards and so do we! Get clear answers and step-by-step guidance.

Why SoFi stands out

Premium Homebuyer Benefits.

Don’t settle for less on your VA home mortgage than SoFi.

View your rate

  • Verified Preapproval Letter3

    Know all that you can afford. Stand out from other shoppers.

  • Cash back with HomeStory Rewards4

    We’ll connect you with an experienced agent, so you could earn $350-$9,500 when you close on your home.

  • On-Time Close Guarantee5

    When you buy, our offer is backed up with a $10,000 guarantee.

View your rate

Checking won’t affect your credit score.

VA Home Mortgage Sweepstakes eligibility requirements.

VA mortgage loan applicants must provide a Certificate of Eligibility (COE) to prove they qualify for a VA loan. The U.S. Department of Veterans Affairs provides instructions on requesting a COE.

Active duty service members

Active-duty service members who have served for at least 90 consecutive days are considered eligible for VA loans.

Active-duty service members

Active-duty service members who have served for at least 90 consecutive days are considered eligible for VA loans.

Veterans

Veterans who were active-duty for at least 90 consecutive days in wartime or 181 days in peacetime are eligible for a VA home loan.

Surviving spouses

If your spouse was a veteran who was killed or went missing in the line of duty, or died from a service-related injury, you are likely eligible for a VA home loan.

National Guard and Reserves

National Guard or Reserves members who served at least six years, or at least 90 days under Title 10 or Title 32, are eligible for a VA loan. At least 30 of the days served under Title 32 must be consecutive.

View your rate

Checking won’t affect your credit score.

Our commitment to service
starts with veteran leadership.

Our CEO graduated from West Point and served for years in the Army. So you can be sure SoFi VA Mortgage Loans are built to treat you right. View your rate by 12/31/24, and get a chance to win up to $50,000* toward rent or mortgage payments for a year.

Enter now

*NO PURCHASE/LOAN/CREDIT REVIEW/FINANCIAL DOCUMENTATION NECESSARY TO ENTER OR WIN.Open only to legal
residents of the 50 U.S./D.C., 18 years of age and older who have an eligible “Military Status” at the time of entry. Void where prohibited
by law. Sweepstakes starts at 12:00 a.m. ET on 11/10/24 and ends at 11:59:59 p.m. ET on 12/31/24. Subject to Official Rules, including how
to enter, prize details, odds, and restrictions, click here. Sponsor: Social Finance LLC (“SoFi”), 234 First Street, San Francisco, CA 94105.