Get Paid Early
Get paid up to two days early.
Set up direct deposit to automatically get your paycheck up to two days early every time you get paid.* Once the money hits your account, you can start paying bills earlier, saving earlier, investing earlier, and more.
What is SoFi early direct deposit and how does it work?
SoFi's early-paycheck program posts ACH transactions when it receives notification of incoming funds from the transferring institution. The money in the account starts earning interest as soon as it's posted. There's no minimum direct deposit amount required to earn interest.
Enjoy the benefits of early access to your paycheck.
Pay bills on time and avoid late fees.
Cover unexpected expenses without stress.
Manage your cash flow more efficiently with earlier access to your funds.