Make the most of your
money with SoFi Plus.

Our premium membership helps you earn more, save more, and access more. You can get SoFi Plus at no extra cost with direct deposit.

Our premium membership helps you earn more, save more, and access more. You can get SoFi Plus at no extra cost with direct deposit.

Get SoFi Plus

Get SoFi Plus


1Read the full terms and limitations. Bonus calculated on monthly net recurring deposits via ACH. Benefit may be combined with SoFi Invest 1% match on IRA contributions.

Get a big Plus to your
banking, borrowing, and investing.


Want to know more? Check out the FAQs

Earn 9x the national average savings account rate8

Don’t leave money on the table. See how SoFi stacks up against the big banks with up to 4.00% APY2 on savings balances.


Get SoFi Plus

Get SoFi Plus

Get an unlimited 1% match
on recurring deposits to
SoFi Invest.1

SoFi Plus members earn an unlimited 1% match on all recurring deposits
to their SoFi Invest® account, paid in rewards points.

Get SoFi Plus

Get SoFi Plus