Get a 1% match on
recurring invest deposits.1

SoFi Plus members earn an unlimited 1% match on all recurring deposits to their SoFi Invest® account, paid in rewards points.

Get SoFi Plus

1Read the full terms and limitations. Bonus calculated on monthly net recurring deposits via ACH. Benefit may be combined with SoFi Invest 1% match on IRA contributions.

What a 1% match on recurring deposits
could do for you.

Build healthy habits.

Investing regular, fixed amounts is a great way to build an investing discipline and stay on top of long-term goals. When you make recurring deposits to your investment account, we'll reward you with a 1% match.

Earn an unlimited match.

There’s no cap on the 1% match—the sky’s the limit! Simply set your recurring deposit when you want and how you want for any SoFi Invest account.

Manage risk with automated investments.

Open an auto invest account through SoFi Wealth LLC and start trading at regular intervals. If you’re taking advantage of dollar-cost averaging, you could lower your average cost per share and reduce the impact of market volatility on your portfolio.

How to start earning a 1% match
with recurring deposits to SoFi Invest®.

  • Join SoFi Plus.

    Two ways to join: Pay just $10/month2 or set up direct deposit to a SoFi Checking and Savings account. Subscribe to SoFi Plus now.

  • Open a SoFi Invest® account.

    Open an active SoFi Invest account. through SoFi Securities LLC or an automated invest account with SoFi Wealth LLC.

  • Set up a recurring deposit to SoFi Invest.

    Now, as a SoFi Plus member, you’re eligible for a 1% match on recurring SoFi Invest deposits. Set up your deposit to start earning. NOTE: If you set up a recurring deposit to an active Invest account, you'll need to place a trade to invest the cash.

    There are two ways to set up a recurring deposit. See our FAQs to learn more.

Unlock additional benefits with SoFi Plus.

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Earn 3.80% APY3 on savings balances.

Receive double rewards points on qualifying activities4.

Get a 10% boost on SoFi Credit Card rewards—that’s up to 3.3% cash back rewards5.

3% cash back rewards on select hotels booked through SoFi Travel with any card6.

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FAQs

There are two ways to set up a recurring deposit:

1. Set up a weekly, biweekly, or monthly ACH transfer into your SoFi Invest® account. You can do this by adding cash to your Invest account and changing the frequency from “one-time, today” to recurring on a weekly, bi-weekly, or monthly cadence.

2. If you have Autopilot through a SoFi Checking & Savings account from SoFi Bank, N.A, you can use it to set up a recurring deposit into your Automated Invest (SoFi Wealth, LLC ) account. Afterwards, click the “Set up Autopilot” button to start your recurring investment. Next, select the dollar amount or percentage you want to invest from each paycheck, and we’ll automatically transfer it into your new account.

Remember that deposits to your Active Invest (SoFi Securities, LLC) account aren’t automatically invested. You’ll need to make a trade for those funds to be invested in the market. However, deposits to your Automated Invest (SoFi Wealth, LLC) account will be traded automatically based on your pre-set investing strategy..
Nope! And you can earn on any type of recurring deposit, to your automated or active brokerage accounts, including recurring contributions to your IRA. Just remember the bonus is calculated on your monthly net recurring deposits, so any withdrawal will count against your earned points for the month.
The 1% match is paid out in rewards points, deposited into your account. You can redeem rewards points as cash with SoFi Active Invest or SoFi Checking & Savings, in addition to other redemption options. See here for SoFi Member Rewards terms of use. You’ll need to enroll in the SoFi Member Rewards Program in order to redeem.

Enrolling is simple:
1. Log in to your SoFi account
2. Once you’re logged in, select the gem icon above your account details
3. Select “Join for free”


And that’s it!

Please note that the points will expire within 90 days of earning them if you don’t enroll in the SoFi Member Rewards Program. For more details, please see the SoFi Member Rewards terms.
The match will be paid out within two weeks of the end of the calendar month.
Although we won’t charge you a fee for withdrawing funds early, you’ll only earn rewards points on your net recurring deposits for that month. For example, if you have $2,000 in recurring deposits but withdraw $1,000, you’ll only earn the 1% match on the $1,000 net recurring deposits ($2,000 minus the $1,000 you withdrew).

Funds must remain in your SoFi Invest account for a period of two years to be eligible for the bonus. If your deposit is removed prior to the two year period, SoFi, at its discretion, may remove the corresponding proportion of the 1% Match from your account.